Ohio Security Guard License Practice Exam 2025 – 400 Free Practice Questions to Pass the Exam

Liability insurance and workers' compensation insurance are critical for security companies to ensure they are protected from a range of risks associated with their operations. Liability insurance covers the company against claims of negligence or damages that may arise during the course of providing security services. This is particularly important in the security industry, where the potential for lawsuits can be heightened due to the nature of the work, which often involves interaction with the public and handling sensitive situations.

Workers' compensation insurance is also essential as it provides coverage for employees who may suffer injuries while on the job. Security personnel often work in various environments that may pose risks, so having workers' compensation helps to protect both the employee and the employer from financial burdens related to workplace injuries.

In contrast, property and health insurance, homeowners and auto insurance, and travel insurance with identity theft protection do not specifically address the unique liabilities and risks associated with a security service provider's day-to-day operations. While these types of insurance are important in their own contexts, they do not offer the legal coverage and employee protection that are necessary for businesses in the security field.